Only you can decide that.  But we’re here to make that decision easier.  If you are looking at risking over $2,000 just to file your petition, plus whatever you are forgoing in a potential settlement, the decision is very different than if you are looking at risking less than $750 (including the filing fee).  The way we think about this is a game-theory concept called minimax regret. Basically, you want to minimize regretting your decision in the worst-case scenario. We’re here to help–if you file and lose, and spend less money doing that, you’ll have less to regret!